Matcharge is a mindful subscription manager for iOS that helps you track recurring bills, visualize spending with a Zen Garden, and catch forgotten trials before you're charged.
What is Matcharge?
Matcharge is a privacy-first, manual subscription tracker. It takes your list of subscriptions and bills as input (you add them manually) and outputs a calm, visual dashboard with spending insights, billing reminders, and historical charts. The app runs on iOS and is developed by syauqy.dev.
Key Features
- Zen Garden Visualization — See each subscription as a pearl in a digital Zen Garden; larger pearls represent higher costs, giving you an at-a-glance view of where your money goes without stressful spreadsheets.
- Trial Detox Reminders — Get smart notifications before a free trial ends or a recurring charge hits, so you never pay for forgotten trials.
- Insight Engine — Understand your spending habits over time with beautiful historical charts, spending by category, and monthly/yearly totals.
- Upcoming Billing Calendar — View your next subscriptions and due dates in a calendar view, so you always know what’s coming.
- Multi-Currency Support — Track subscriptions in any currency (USD, IDR, EUR, etc.); the app converts them to your primary currency for a unified view.
- Manual Entry (Privacy-First) — No bank account connection required; you add subscriptions manually, ensuring your sensitive banking data stays off the app.
Who is it for?
- Budget-conscious individuals — Track every recurring charge and see exactly where your money goes each month. Ideal for people who want to build mindful spending routines.
- Free trial users — Never accidentally pay for a subscription you forgot to cancel. The Trial Detox feature sends reminders before the trial ends.
- Subscription hoarders — List all your streaming, productivity, and utility subscriptions in one place. The Zen Garden makes it easy to spot services you no longer use.
What can you do with Matcharge?
- Spot forgotten subscriptions: Add all your active services and see which ones you can cancel to save money.
- Plan for upcoming bills: Use the billing calendar to prepare for upcoming charges and avoid surprise overdrafts.
- Analyze spending trends: Check monthly and yearly charts to see if your subscription costs are creeping up over time.
How does it work?
You manually add each subscription (name, amount, billing cycle, category). The app then organizes them into the Zen Garden, calendar, and charts. You set reminder preferences, and Matcharge alerts you before renewals. There is no bank sync — privacy is by design.
Pricing
Matcharge is free to download and use with essential features (Zen Garden, basic tracking, reminders). For deeper insights and unlimited tracking, you can upgrade to Matcharge Pro via in-app purchase.
FAQ
Is Matcharge free?
Yes. The free version includes Zen Garden visualization, basic tracking, and reminders. Matcharge Pro unlocks unlimited subscriptions, advanced insights, and customization.
Does Matcharge connect to my bank?
No. It is a manual tracker — you enter subscriptions yourself. This keeps your banking credentials private and is the app’s core privacy feature.
Can Matcharge cancel subscriptions for me?
No. The app gives you the links and reminders to cancel yourself, but it does not log into your accounts or cancel services on your behalf.
Is my data safe?
Yes. Since no bank accounts are connected, Matcharge never has access to your funds or banking login. Your data is stored securely and not sold to third parties.
Can I export my data?
CSV export for Matcharge Pro users is planned for an upcoming update, according to the app’s FAQ.
