Supapoints is a free credit card benefit tracking platform that helps cardholders track every statement credit, expiration date, and perk across 65+ cards in one dashboard — no bank login or subscription required.
What is Supapoints?
Supapoints is a web-based benefit tracker and card advisor. It takes your selected credit cards from a database of 65+ popular premium cards and produces a sorted, color-coded list of all statement credits and benefits organized by expiration urgency. It also includes a Card Advisor that analyzes your spending across 16 categories and recommends the card with the highest net value for your profile. The platform is free and does not require bank login or Plaid integration.
Key Features
- Benefit Tracker — Automatically lists all available credits for your selected cards (e.g., Uber Cash $15/month, Dining Credit $10/month) with days left before reset; color-coded by urgency.
- Card Advisor — Matches your monthly spending habits (16 categories) to the 65+ card database and ranks them by estimated net annual value; works without an account.
- 65+ Card Database — Covers major premium cards including Chase Sapphire Reserve, Amex Platinum, Capital One Venture X, Amex Gold, Bilt, Citi Strata Premier, and others.
- Urgency Sorting — Credits sorted by reset date, showing exact amounts and days left (e.g., "4 days left" for Uber Cash).
- No Bank Login Required — Users select their cards manually; no credentials, no account linking, no Plaid.
- Free Forever — No subscription, no premium tier, no trial. Revenue comes from affiliate commissions when users apply for cards.
- Education and Guides — Library of guides covering card strategies, airport lounge access, and points valuations (e.g., "How Much Are Alaska / Atmos Rewards Points Worth in 2026?").
Who is it for?
- Premium credit card holders — Track monthly, quarterly, and annual credits across multiple cards to avoid leaving $400–800 unclaimed per year.
- Travelers — Monitor expiring travel credits like Uber Cash, airline incidental credits, and lounge access benefits.
- Anyone comparing cards — Use the Card Advisor to find the best card for actual spending without creating an account.
- Fee-averse users — People who want a free tool without being upsold or having their data sold.
What can you do with Supapoints?
- Track expiring credits — See exactly which credits are about to reset (e.g., Amex Platinum Uber Cash $15 expiring in 4 days) and use them before they disappear.
- Find your best card — Enter your monthly spending on dining, travel, groceries, etc. to see which card earns the most based on your habits.
- Compare card values — Review net annual value of each card after accounting for annual fees and typical benefits.
- Read educational guides — Access detailed articles on credit card strategies, lounge access, and points valuations.
How does Supapoints work?
- In 60 seconds, add your cards by selecting from the 65+ database. No bank login — you pick them manually.
- The Benefit Tracker instantly shows all your credits sorted by expiration date, color-coded green (safe), yellow (expiring soon), or red (critical).
- When ready, use Card Advisor (with or without an account) to get recommendations based on your spending.
Pricing
Supapoints is completely free — no subscription, no premium tier, no trial. The business model relies on affiliate commissions from card applications.
FAQ
Is Supapoints free?
Yes, it is free forever. No subscription, no premium tier, no trial period. There is no cost to use the Benefit Tracker or Card Advisor.
Do I need to link my bank account?
No. Supapoints never asks for bank login credentials, account numbers, or Plaid access. You manually select your cards from a list.
How many cards can I track?
Supapoints supports tracking credits for any of the 65+ cards in its database. You can add all the cards you hold.
Does Card Advisor require an account?
No. The Card Advisor works without signing up. You can enter your spending and get recommendations immediately.
How does Supapoints make money?
Supapoints earns a commission when users apply for a credit card through the platform and are approved. This allows the core product to remain free.
