Track money without handing over your bank password.
Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud.
No bank linking. No data brokers. Your money stays on your devices.
WALLET + SHORTCUTS — AUTOMATIC TRACKING
Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements
BUDGETS THAT ACTUALLY WORK
Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits
SEPARATE WALLETS FOR SEPARATE LIVES
Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create.
BUILT FOR TRAVELERS & EXPATS
150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever
PRIVATE BY DEFAULT
No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone
EVERYTHING ELSE
Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK)
FREE, OR GO PREMIUM
Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry.
Your money. Your rules. Your devices. Terms of Use: https://expensa.andrewsereda.com/terms.html Privacy Policy: https://expensa.andrewsereda.com/privacy.html
