Bank Statement Engine

Bank Statement Engine is a free online tool that converts PDF bank statements into editable Excel, CSV, JSON, QBO, OFX, and QIF files with no signup required. It supports thousands of banks worldwide and handles scanned and password-protected PDFs via built-in OCR. All processing happens securely on bankstatementengine.com, with files permanently deleted after 24 hours.

What is Bank Statement Engine?

Bank Statement Engine is a web-based converter that takes PDF bank statements as input and outputs structured financial data in multiple formats (Excel XLSX, CSV, JSON, QBO, OFX, QIF). It runs entirely in the browser after upload, with server-side processing for OCR and extraction. The tool is developed by an independent team focused on accurate bank statement parsing.

Key Features

• No signup required — Upload and convert up to 10 pages per day anonymously; registered users get unlimited pages free.
• Multi-format export — Download converted statements as Excel (.xlsx), CSV, JSON, QBO (QuickBooks), OFX, and QIF.
• OCR for scanned PDFs — Built-in optical character recognition handles image-based statements, typically processing in 15–30 seconds.
• Password-protected PDF support — Unlock encrypted statements by entering the file password during conversion.
• Edit before download — Click any cell in the preview table to correct transactions, then export the edited version.
• Bulk conversion — Registered users can convert multiple files at once and merge them into a single CSV.
• REST API — Developers can integrate automated bank statement processing via documented API endpoints.
• 24-hour auto-delete — All uploaded files are permanently removed from servers after 24 hours for security.

Who is it for?

• Accountants and bookkeepers — Quickly extract transaction data from client bank statements without manual data entry.
• Small business owners — Convert monthly bank PDFs into Excel or CSV for reconciliation with accounting software like Xero, QuickBooks, or Tally.
• Developers — Use the REST API to automate statement ingestion for custom financial applications.
• Freelancers and individuals — Process personal bank statements for expense tracking or loan applications.

What can you do with Bank Statement Engine?

• Account reconciliation: Download a bank statement as QBO or CSV and import directly into QuickBooks or Xero to match transactions.
• Tax preparation: Convert annual bank statements to Excel, edit any misclassified entries, and export clean spreadsheets for your accountant.
• Data analysis: Export to JSON for programmatic analysis of spending patterns, or to CSV for pivot tables in Google Sheets.
• Bulk processing: Registered users can upload multiple PDFs (e.g., all monthly statements for a year) and merge them into one CSV for a full-year view.

How does it work?

1. Upload a PDF bank statement using the drag-and-drop zone or file picker. The tool supports both digital and scanned PDFs.
2. If the PDF is password-protected, enter the password to unlock. For scanned PDFs, OCR runs automatically (15–30 seconds).
3. Review the extracted transactions in the preview table. Click any cell to edit if needed.
4. Choose your desired output format (Excel, CSV, JSON, QBO, OFX, or QIF) and download the file. All files are auto-deleted after 24 hours.

Pricing

Bank Statement Engine is completely free. Anonymous users get 10 pages per day; registering a free account removes the page limit and enables bulk conversion, file history, and longer storage within the 24-hour window. No credit card is required at any tier.

FAQ

Is Bank Statement Engine really free?

Yes. There are no paid plans or credit card requirements. Anonymous users can convert up to 10 pages daily; a free account unlocks unlimited pages and bulk conversion.

Which banks are supported?

The tool works with statements from over 10,000 banks worldwide, including Chase, Bank of America, Wells Fargo (USA), HDFC, ICICI, SBI (India), Barclays, HSBC, NatWest (UK), Deutsche Bank, BNP Paribas (Europe), Standard Bank (Africa), ANZ (Australia), and many more.

Can I convert scanned bank statements?

Yes. The built-in OCR handles scanned image PDFs. Processing typically takes 15–30 seconds. The output is fully editable before download.

What output formats are available?

You can download as Excel (.xlsx), CSV, JSON, QBO (QuickBooks), OFX, or QIF. The preview table also allows editing before export.

Is my data secure?

Yes. All transfers are HTTPS-encrypted, and uploaded files are permanently deleted from servers after 24 hours. The tool does not require any account for basic use.