MiniValuator

MiniValuator is a free online stock valuation tool that estimates intrinsic value for any US stock using Discounted Cash Flow (DCF) and Price-to-Earnings (PE) ratio methods.

What is MiniValuator?

MiniValuator is a web-based intrinsic value calculator for US stocks. It takes a stock ticker and user-defined assumptions (growth rate, discount rate, exit multiple) and outputs an estimated intrinsic value per share, a margin of safety, and a sensitivity heatmap. The tool is developed by an independent team and is free to start without a credit card.

Key Features

• Dual Valuation Methods — Supports both DCF and PE ratio analysis.
• Sensitivity Heatmap — Shows how intrinsic value changes across a grid of growth rate and exit multiple assumptions.
• Auto-Fill Data — Pre-fills key inputs like FCF per share, growth rates, exit multiples from Financial Modeling Prep analyst estimates.
• Shareable Valuation Cards — Exports a 1080×1080px PNG with intrinsic value, margin of safety, and heatmap thumbnail.
• AI Moat Analysis & Mini Score — Generates three competitive moat factors and three risk factors per company, plus a composite score (0-100) combining moat (60%) and margin of safety (40%).
• Valuation History — Saves every analysis and allows re-running within 7 days with original assumptions.
• Real-time Calculation — Updates instantly as inputs change, no page reload needed.
• Bilingual UI — Available in English and Chinese.

Who is it for?

• Individual investors who want to quickly estimate fair value before buying or selling a stock.
• Value investors who need to check margin of safety and run sensitivity scenarios.
• Financial analysts who want a transparent, web-based alternative to complex Excel models.
• Students learning valuation techniques like DCF and PE.

What can you do with MiniValuator?

• Run a DCF valuation: Enter a ticker like AAPL, adjust growth and discount rate, and see intrinsic value per share updated in real time.
• Compare scenarios: Use the sensitivity heatmap to see how fair value shifts at different growth and exit multiple assumptions.
• Share analysis: Export a polished PNG card to social media or investment reports.
• Get AI insights: Review moat strengths and risk factors for each stock.

Pricing

Freemium. You can run a valuation for free without signing up. After that, a free account allows you to save history, run AI moat analysis, and value more stocks. No credit card is required to start.

FAQ

What is intrinsic value?

Intrinsic value is what a business is actually worth, independent of its market price. MiniValuator estimates it via DCF (discounting future cash flows) or PE ratio analysis.

How accurate is DCF valuation?

Accuracy depends on your assumptions. MiniValuator auto-fills analyst consensus estimates to give a starting point, and the sensitivity heatmap shows how results vary with assumptions.

Is MiniValuator free to start?

Yes. You can run a valuation for free with no credit card. A free account unlocks history and AI moat analysis.

What does the sensitivity heatmap show?

It plots intrinsic value per share across growth rate and exit multiple combinations, with green indicating undervaluation and red overvaluation.